Is Pet Insurance necessary nowadays?
Who doesn’t want their family members (pets) to be in the best health possible, right? They deserve the greatest medical care for sure! The bills can definitely add up during the year, from taking medicine, having annual check-ups, labs, or even emergency surgery. Some people like to have the option of pet insurance that can help reduce their out-of-pocket expenses, and other people just pay for them as they come up.
We know that pet insurance is not a one-size-fits-all solution of course. Same as our “human insurance”, with pet insurance you decide to enroll in it or not. It depends on your budget and the needs of your pet. Points that could help you in the decision-making process:
List the medical conditions
If you know any medical condition your pet has already, this can help you see at-a-glance what you’re dealing with and what exams/general care might be needed during the year.
Paying for all the expenses
If any medicine is needed, a medical procedure or emergency surgery comes up, do you have the money to pay for it in full? Does the veterinary office have payment plans just in case? What are the costs of the basic yearly exams or other procedures without vs. with pet insurance?
These are just a few things to keep in mind to see if having pet insurance is worth it in your particular situation. This detailed article shows options available in the market, along with additional insights on how they work.